In India’s financial and banking sector, disputes over loan defaults, non-performing assets (NPAs), and enforcement of secured assets are increasingly complex. Navigating these challenges requires deep legal knowledge and specialized expertise. Advocate Ajay Gautam, based in Madhya Pradesh, is widely recognized for his proficiency in Debt Recovery Tribunal (DRT) and SARFAESI Act cases, providing strategic and effective legal solutions to both lenders and borrowers across India.
Specialization in Debt Recovery and Banking Law
Ajay Gautam Advocate specializes in banking and finance law, focusing on debt recovery, NPA management, and asset enforcement under the Recovery of Debts Due to Banks and Financial Institutions Act, 1993 and the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002.
His key services include:
Representing clients before Debt Recovery Tribunals (DRTs) and Debt Recovery Appellate Tribunals (DRATs)
Handling notices under Section 13(2) and Section 13(4) of the SARFAESI Act
Advising on Non-Performing Assets (NPAs) and restructuring of loans
Challenging unlawful possession and auction of secured properties
Negotiating One-Time Settlements (OTS) with lenders
Providing compliance guidance to banks, financial institutions, and corporate borrowers
With over a decade of experience, Advocate Gautam combines meticulous preparation with a strategic approach, helping clients achieve timely and favorable outcomes in complex financial disputes.
Representation Across DRTs and DRATs
The Debt Recovery Tribunals (DRTs) are specialized quasi-judicial bodies established to expedite the recovery of debts due to banks and financial institutions. Appeals from DRT decisions are handled by Debt Recovery Appellate Tribunals (DRATs).
Advocate Ajay Gautam has represented clients before DRTs and DRATs in major cities including Delhi, Mumbai, Chennai, Kolkata, Bengaluru, Hyderabad, Jabalpur Advocate Pune, Ahmedabad, and Jabalpur. His familiarity with tribunal procedures and regional practices enables him to effectively advocate for his clients from filing to appellate proceedings.
The five DRATs in India—Allahabad, Chennai, Delhi, Kolkata, and Mumbai—supervise multiple DRT jurisdictions. Gautam’s extensive experience before these appellate tribunals allows him to offer comprehensive representation for clients at every stage of litigation.
Serving Lenders and Borrowers
Ajay Gautam maintains a balanced practice, representing both website financial institutions and borrowers.
For lenders, he ensures that recovery proceedings comply with statutory provisions and regulatory norms, reducing procedural risks. For borrowers, he develops strong defense strategies to protect against illegal possession, auctions, or wrongful classification as defaulters. His dual expertise enables fair and effective outcomes for all clients.
Pan-India Legal Services and Online Consultation
Recognizing the importance of accessibility, Advocate Gautam provides Pan-India legal representation and online more info consultations. Clients can receive expert legal guidance, document review, and case evaluation from anywhere in India. This modern approach allows clients to address urgent financial disputes promptly and efficiently.
Comprehensive Legal Practice
Beyond banking and DRT Lawyer finance law, Ajay Gautam Advocate also handles:
Civil and Commercial Litigation
Corporate and Contract Law
Property and Real Estate Disputes
Criminal and Family Law
Constitutional and Writ Jabalpur Advocate Jurisdiction
This broad expertise allows him to provide integrated legal solutions for cases involving multiple areas of law.
Ethical Advocacy and Client-Centered Approach
Ajay Gautam is known for his ethical standards, transparency, and client-first approach. He ensures clients are well-informed about their legal standing and options, providing realistic advice and practical strategies. His dedication to pro bono work highlights his commitment to equitable access to justice for all.
Conclusion
Advocate Ajay Gautam is a trusted legal professional specializing in DRT and SARFAESI matters. His extensive experience, strategic litigation approach, and nationwide practice make him a preferred advisor for both lenders and borrowers in complex financial disputes.
For legal consultation, representation before DRT or DRAT, or advice on SARFAESI and NPA matters, clients can contact Advocate Ajay Gautam at +91-7974026721. His expertise, ethical practice, and client-focused approach continue to make him a leading authority in India’s banking and financial legal sector.